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Budget: Grocery Shopping

When I first started my financial journey, I kept hearing about beans and rice, rice and beans. I tried living strictly on the same meal over and over but I was miserable! I felt restricted and bored without enough food choices.

Buying organic is really important to me. I do my best to fuel my body with the cleanest foods possible. So, I was thrilled to discover Costco carries organics! in bulk! I‘m now able to cut my grocery bill in half and prepare a wide variety of meals. Keep in mind I’m a single girl in her twenties. I haven’t had to feed an entire family so this is just what works for me.

#1 Track how much you spend. First things first! In order to create a realistic budget we must first take a look at our spending patterns. Review your grocery bills from the past two months and get an idea of the amount you will need to set aside for food.

#2 Look for ways you can reduce your grocery budget. If your bill seems a bit high try buying in bulk. There are many stores that offer wholesale pricing with membership. Want to avoid membership fees? Ask a family member if you can borrow their membership card. Heck, plan a shopping trip together and offer each other accountability. My sister and I did this last weekend and laughed the whole time! It was a fun way to spend time together, while still being productive.

#3 Divide your grocery budget by two (I get paid twice a month). Pull out half of your food budget per paycheck. This will help avoid spending all of your allotted food money before the end of the month. I like giving myself a little cushion because fruits and veggies are necessities and I never want to feel like I’m lacking money to eat. If I ever have cash left over it simply carries into the next month’s budget.

#4 Create a meal plan. Meal planning saves so much time and money! I love searching pinterest and choosing new recipes for the week. Because I work full-time I prefer prepping my lunch and having everything ready to go ahead of time. It’s one less thing for me to do when I’m getting ready in the morning.

TIP: When shopping, always carry a grocery list! Having a clear intention helps me to stay focused and on a time crunch. There’s really no reason to spend hours roaming the aisles. Stores are set up to encourage spontaneous purchases and I’m not a fan of being played. Lists make the world a better place!

Living on a budget isn’t the most exciting thing in the world but YOU ARE DOING AN AMAZING JOB!Remember to be kind to yourself and continue improving each day.

Do you have a budgeting tip I missed? How do you budget for groceries?

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  • Reply Kim Galeta

    I loved this post! Very useful tips. I shop at Aldi to slash my grocery bill and still eat healthy.

    February 22, 2017 at 1:00 pm
    • Reply msrob0t

      That’s awesome! I have never been to Aldi but might try shopping there next! Excited about our salad a day challenge 🙂

      March 6, 2017 at 10:18 pm
  • Reply Personal Finance King

    Good tips, I’d add to buy things that are on super sale, even if you don’t need them now. Non-perishable only of course. It seems a little counter-intuitive to spend money before you have to, but a really good deal can override that. And having a stockpile of cough medicine and toilet paper can keep you from the annoying late night run to the store.

    February 23, 2017 at 3:42 pm
    • Reply msrob0t

      Yes! That’s such a great tip! I do that with certain items. I haven’t had to purchase toilet paper in 2017 yet! Although, i’ll be running out soon 🙂

      March 6, 2017 at 10:20 pm

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